Some Cheap Medical Aid Schemes are Worthwhile
Magazines, newspaper classified sections and television carry loads of advertisements for cheap medical aid schemes. Of these, many may very well be bona fide offers, but one should never commit oneself and one’s money before asking pertinent questions, received satisfactory answers and preferably have them in writing.
Respondents should check whether the advertiser is a broker and if so, confirm their credentials and make very, very sure that confirmation is given about the names and credibility of the cheap medical aid schemes they represent.
Even when taking into account that contributions are made monthly and that there is no contractual obligation involved, no one would want to part with hard earned cash for nothing; there are umpteen charities, which do wonderful work and deserve support.
No one should loose sight of the fact that all it takes is a few thousand people to transfer only one month’s contribution for the fraudulent advertiser to make heaps of money, only to disappear to never be seen or heard from again. Thus, a cautious approach is safer to ascertain that all is correct, as it should be.
The least expensive or cheap medical aid schemes are probably hospital plans which form part of reputable concerns’ portfolios. These should not be confused with Cash-back Hospital Plans, which do not provide for any direct healthcare benefits and cover.
The latter is a straight insurance product, paying out a fixed amount as from the second or third day of hospitalisation. The money may be used for anything at all by the beneficiary, be it medical expenses, school fees or a shopping trip.
KeyHealth Medical is registered with the Council for Medical Schemes and strictly adheres to all the required regulations set by them. Providing all their members with affordable cover without compromising on their quality products and services is just part of the operation.
Of their five plans, at least one is likely to suit a lower budget. KeyHealth Medical’s most affordable option may be classified as one of the cheap medical aid schemes by some, but prospective members can be assured, this does not mean “cheap and nasty” by any stretch of the imagination.
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